Lately I have been thinking about the importance of organizing everything; your time, your absences, your activities, your priorities, and your money.
As we learned in class, one of the principal reasons of the economic crisis was the fact that most of the people were borrowing money from the bank; they were spending more than they could pay back.
It is easy for us to say that if we need the money in that moment we could borrow it, and return it slowly, but most of the time there is something else that we want to buy or something else that we have to pay, so borrowing money is not something easy; it is a compromise, and if you are going to use that money just to pay a TV or something unnecessary, it would be better that you don't.
We should be realistic; we must know ourselves and our condition. If you are aware that you have economic issues, you must think twice before you borrow money from the bank; you have to analyze the situation. Don't borrow money just "because" , because eventually it will become a guilty pleasure; you will have what you want but maybe the consequences will make you feel guilty.
Finally, I would prefer to avoid a "pleasure" instead of having it and start feeling "guilty".
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