Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Monday, April 12, 2010

People and Money



As we have seen in class and in the world all around us, there are people buying and buying everything they want because they think they need it, but do they really and who much is this costing them? This is one of the reasons we have the crisis going on right now.


People receive money because of the services and jobs they execute, many of this people the minute they receive money they want to go and buy objects that sometimes they do not necessarily need, sometimes they buy big things which cost a lot of money that they most probably do not have because of the salary they receive each month. At the moment that they realize that do not have enough money then this is the time were banks get involved, theses people ask the banks for loans, they think it is okay because they have time to save up money and later on pay the bank back, but what they do not realize is that most of the time for one thing or another that they wanted to buy something else they use up money that they were going to use to pay the banks back and when they are not able to pay the banks back that is exactly were the crisis begins and well we know the rest.



I think that many people are being very irresponsible at not realizing exactly the amount of money that they are using up and then they end up with huge debts that later on they cannot pay back. We should be more conscientious and responsible for our actions.

Tuesday, March 30, 2010

A guilty Pleasure



Lately I have been thinking about the importance of organizing everything; your time, your absences, your activities, your priorities, and your money.



As we learned in class, one of the principal reasons of the economic crisis was the fact that most of the people were borrowing money from the bank; they were spending more than they could pay back.


It is easy for us to say that if we need the money in that moment we could borrow it, and return it slowly, but most of the time there is something else that we want to buy or something else that we have to pay, so borrowing money is not something easy; it is a compromise, and if you are going to use that money just to pay a TV or something unnecessary, it would be better that you don't.


We should be realistic; we must know ourselves and our condition. If you are aware that you have economic issues, you must think twice before you borrow money from the bank; you have to analyze the situation. Don't borrow money just "because" , because eventually it will become a guilty pleasure; you will have what you want but maybe the consequences will make you feel guilty.


Finally, I would prefer to avoid a "pleasure" instead of having it and start feeling "guilty".

Tuesday, March 9, 2010

THE HUGE JOB

BE CAREFUL!


The huge job, well in this post I'm referring to the Corruption system that almost all of our countries have. This system of corruption consists in the taking of money it is not form their own work. They are taking that money sometimes by making like works with other persons, narcotraffic, and so many things that create a great imapct and affect a lot the economy and standard of living in our countries.



I'll like to specify my post in Mexico that is one of the countries with a Democratic government that presents almost always a corrupted system. What does people is thinking by doing this? is the question that I I'm always asking me. Why? Well, I realize that people make this not because they need the money, but sometimes they are forced to do such "obligations".


I'm really scared about all this because Mexico is increasing evertime more; we are having not only corruption, but we are also getting all this kinds of violence (violation, drugs, suicide, deads, killes, thieves, etc...) Our country is presenting such problems that make us appear as a poor country in respect and lack of order, but yes they said that we are rich in humilious persons.


All this problem "CORRUPTION", creates great impacts that we can't even imagine what does this simple act make such things. For example our country is suffering of diseases and of poorness, but no, the government can't do anything because they don't have enough money. And tell me why does the main political figures have as much money as they can and they said that they don't have enough money to pay or to help a bunch of friends that are sufferin of hunger or cold.

Friday, March 5, 2010

Does money buy happiness?


We have often heard the phrase that says that money doesn´t buy happiness but in some way is not true. Let’s take for example a family. If you want to survive you need money, because you need to buy your basic needs such as food, drinks and a place to live. You even need money to make your life happier, who isn´t happy when he or she gets something new? I know this has to do with capitalism but it still makes you feel good.

Even though I say this, you don´t need a lot of money, because the more you have the more you want and is a vicious cycle in which you are so absorbed in wanting money that you don´t even pay attention to your family. So everyone needs a balance in those aspects of their life. You need a job in which you gain more than enough money and something that you like to do.

To end, I want to say that we shouldn´t say that money can´t buy happiness because is not true, you need money, nothing is free. And the amount of money we need depends on the lifestyle of everyone.

Sunday, February 7, 2010

Selfishness Reflected in the Super Bowl


Did you saw the game? Colts vs. Saints? What a shame, I was cheering for the Colts team. :( Even though, it was an EXCELLENT game. I went to see the game at a friend’s house. We were all there, cheering for our teams and having fun.

When watching the game, I noticed something. ALL of my friends bet, not only to one person, otherwise than to several people. And they didn’t bet just 50 pesos, nor 100.. they bet more than 300!!! It was really amazing because imagine this: you bet 300 pesos to 4 people. Make the calculation. One thousand two hundred pesos!!! Imagine paying all this money only because your favorite team lost a game. My friends who lost their bets were almost crying.

They can do whatever they please with their money; ultimately it’s their own money. But, isn’t it more useful to invest that money in something else of more benefit, or of more profit?

We all people are very selfish. If you are able to lose that amount of money in stupid things such a football game, why don’t you sometimes give or invest that money in someone who really needs it? Think about it…

For example, that really rich people who bet millions and millions, why don't they help improve poverty? Maybe their contribution does not make such a difference, but something is something. Why people do not hesitate when they bet, and when they are asked to give some money for charity they complain?

Don't be such an elbow!! JAJAJA!!

Football


These days football is almost all you can hear of, forget about Haití the Super Bowl is coming!! I´m not very interested in american football, if you ask me of teams maybe I know 1 maximum and don´t ask me about players unless they are with a famous actress. But the interesting thing about american football, footbal or soccer and almost any other sport is that they are their own little world.


It doesn´t matter your skin color, unless is basketball in which they will automaticaly consider you better, or where you come from the only thing that matters is that you better play good and make your team win. These players, if you are good and in a good team, are paid huge amounts of money, some people think they are paid too much, and they also have money from advertaising.


They even have clubs of fans with millions of items of them, they are considered idols just like in a religion. In politics, well... some say that some games are paid, like they pay the other team to lose in purpose. I like normal football and when they say that I just can´t believe it and I can´t even think of my favorite team doing that (RM) but if you think it over, why not? In the end, football is about business, they want to earn money so it could be that one or two games are bought. What I think is often bougth its the arbrit.


But what I really want to say is that is awesome how many countries forget of racism and come together. This types of events promote turism and good relationships among countries, they are also a stress reliver, well not always because sometimes they get very exicted and if their team loses they get sad. But in the end the thing I like the most about sports in general is how they unite people.

Saturday, February 6, 2010

The Pencil



Yesterday, I watched a video of a men who said that everyone contributed to world-wide economy and he explain this with a pencil. He said that many people contributed to make the pencil; in Washington, people cut trees and export the wood, in Australia, people work in graphite and copper mines and export them, and finally people in Brasil cut rubber tree to make the eraser. Then , we buy it and all these people around the world obtain a benefit; the miners, the woodcutters, the factory that makes the pencil, the people who sell it, and so on. We all contribute to economy everyday, whenever we buy something, or pay for a service. This is a pretty simple example, but there are more and more complex examples, such as oil and precious stones. This process is more comlex because they are more demanded products, and have a higher price, so the economy of the country that exports these goods, is very affected.